• 11 Tips for Churning Credit Card Bonuses
    Credit Cards,  Make Money,  Travel Hacks

    11 Tips for Churning Credit Card Bonuses

    If the idea of traveling for free appeals to you, then you’ll want to start churning credit cards for their signup bonuses! The idea is once you get the bonus, you cancel the card and then sign up to get the bonus again. Once you’ve accumulated enough bonuses, you can redeem them for flights and hotel stays! As long as you follow each bank’s rules, you should be able to qualify for the bonus. If you’re worried about taking money from these institutions, I assure you the bonus you get is nothing compared to the billions of dollars in revenue they make every year. Now that I have been churning…

  • August/September $$ Update! I have $1,500 in bonus money pending!
    Monthly Money Updates,  Retirement

    August/September $$ Update! I have $1,500 in bonus money pending!

    Where I’m At 63% Investments (Maxed out my 401(k), ESPP, HSA, Roth IRA) 37% Cash (saving for a down payment on a house) Previous update: July $$ Update! What I Did + Monthly Budget Progress What I Did With My Money August + Saved $100 on a pair of new tires. + Opened a Capital One Venture credit card ($500 bonus for travel). Review coming soon! – $511 for car insurance (semi-annual). – $310 on a pair of new tires. – $133 Jetblue tickets to Vegas. September + Saved $492 on my internet bill this year. + Finally closed my Insight and Chase bank accounts. + Started using a Credit Card Tracker to track all…

  • How I Saved $492 on My Internet Bill This Year
    Money Hacks,  Save Money

    How I Saved $492 on My Internet Bill This Year

    If you’re paying more than $50 or even $40 per month on internet service, then this post is for you! With a little bit of time and research, I was able to lower my bill from $70 to $29 per month and that’s AFTER installation and all the fees! That’s a savings of $492 in a year! Here are the steps I went through to get this deal. 1. What speed do you need? Bandwidth is how much data can be downloaded to your device at a given time. It is measured by megabit-per-second (Mbps). For a household that uses Email, web browsing, music, and HD video streaming, this is…

  • I'm on vacation!
    Uncategorized

    I’m on vacation!

    Sorry readers! I’m currently on vacation so there will be no post for the next 2 weeks 🙁 In the mean time, here are some posts you may want to check out: How I Made $2,008 Selling My Stuff How to Coupon for Free Stuff at CVS 5 Tips to Save AND Make Money Shopping Online July $$ Update! What I Did + Monthly Budget Progress How Mint Makes Managing Money Easy How Much Do I Need To Retire at 45? Should I Sell My Car to Save Money? (Cost Estimator) Be back soon! – JJ

  • How to Get a Good Deal on New Tires
    Money Hacks,  Save Money

    How to Get a Good Deal on New Tires

    It has been quite a journey for me to find a good deal on a pair of new tires. After hours of research and multiple phone calls, I found that price matching and asking for a lower price at a chain tire store gave me the best deal. I was able to save $100 (25% off) on a pair of quality branded tires with installation, balance, flat repairs, and lifetime rotations! 1. Determine what tire size you need. You can input your car information here and it will tell you what tire size fits your car but the best place to look is on the tire itself. This will ensure…

  • Chase Sapphire Preferred Credit Card + $625 Bonus for Travel!
    Credit Cards,  Make Money,  Travel Hacks

    Chase Sapphire Preferred Credit Card + $625 Bonus for Travel!

    Chase is currently offering 50,000 bonus points ($625 towards travel or $500 cash back) when you spend $4,000 on purchases in the first 3 months when you open a Chase Sapphire Preferred credit card. The $4,000 may seem like a lot to spend but with a few tricks, you can meet this requirement without having to spend extra money! Read on to find out more. Offer Details Direct link to offer Type: Credit Card Sign-up Offer: Earn 50,000 bonus points when you spend $4,000 in the first 3 months Annual Fee: $0 Introductory Annual Fee the first year, then $95 Purchase APR: 17.74% to 24.74% Variable (if balance is not paid…

  • Are Diamonds Worth it?
    Money Hacks,  Save Money

    Are Diamonds Worth it?

    I’ll be the first to admit. I love diamonds. They’re pretty, sparkly, and glamorous. What’s not to like about them other than the highly marked up price tag? I grew up coveting this beautiful rock hoping that one day I’ll own big enough to blind someone in the eyes. But then I started to ask myself why. Why do I covet this piece of jewelry so much? Why does it cost an arm and a leg for a piece of shiny rock? Why is there so much social pressure to have the biggest rock when you get engaged? So I dug a little deeper and this is what I found…

  • July $$ Update! What I Did + Monthly Budget Progress
    Monthly Money Updates,  Retirement

    July $$ Update! What I Did + Monthly Budget Progress

    Where I’m At 62% Investments (Maxed out my 401(k), ESPP, HSA, Roth IRA) 38% Cash Read more: June $$ Update! What I Did + Budgeting for a Down Payment What I Did With My Money + Moved money over to my Heritage Bank account with a 3.33% interest rate. + Saved $70 on airfare tickets to Europe using the currency exchange hack! + Opened a Personal Capital account (review coming soon). – Purchased airfare tickets to Europe! Monthly Budget Down Payment Savings: $550 x 2 Gas: $110 Food: $100 Shopping/Misc: $100 For July, I went aggressive on my budget. I went over by $188 which is actually not as bad as I…

  • How Mint Makes Managing Money Easy
    Money Hacks,  Save Money

    How Mint Makes Managing Money Easy

    Do you have difficulty managing money? Is it hard for you to keep track of all of your bank accounts and bills? It was for me until I started using Mint. I’ve been a Mint user since 2016 but I didn’t use it to its full potential until this past year. As I have been opening more accounts and credit cards this year, it became difficult to keep track of where all my money was. By linking all my accounts into Mint, I’m able to get an overview all in one place. As I started to use Mint more, I discovered all the features that Mint has to offer. My…

  • How to Save on International Flights Using the Currency Exchange
    Save Money,  Travel Hacks

    How to Save on International Flights Using the Currency Exchange

    I’m excited to share this hack I just discovered (and successfully tested) on how to save on international flights! I’m sure this hack has been around for a while but I still wanted to share for those who might not know about it. The idea is if you pay in a different currency, the exchange rate might give you a lower price than what you would have normally paid. This hack should work for any airline that allows you to change the currency on their website. I found that the price difference is minuscule (~$1) if you’re booking a cheap flight (<$100), so I would just go ahead and book…