• Tips to Save & Make Money Online Shopping
    Make Money,  Online Shopping,  Save Money

    5 Tips to Save AND Make Money Shopping Online

    I’ve been an avid online shopper for yearssss. Who doesn’t like to shop online in the comfort of their home and pajamas? Majority of the time, you can save more money buying things online than in-store because of all the promotions, coupon codes, and cash back. Of course, the only downside is that you might have to wait a week to get your stuff but it’s not a big deal if you don’t need the items right away. Here are my tips and tricks that I’ve picked up over the years to save AND make money shopping online. 1. Do an online search to compare prices between stores. I usually…

  • Rewards Credit Cards You Should Have For Cash BacK
    Credit Cards,  Make Money

    Rewards Credit Cards You Should Have for Cash Back

    If you’re not earning cash back on your purchases, then you’re missing out on free money! Here are the rewards credit cards that I have and recommend.  Chase Freedom Chase Freedom offers 5% cash back in rotating categories. Which means you’ll only get the 5% cash back if you shop within a certain category for the specified months. Cash Back: 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (see below) Sign-up Offer: Earn $150 when you spend $500 in the first 3 months Annual Fee: None Purchase APR: 16.24%-24.99% Variable Intro APR: 0% Intro APR for 15 months from account opening…

  • Easiest 200 Bonus You Can Make - Savings Account
    Bank Accounts,  Make Money

    Easiest $200 Bonus You Can Make

    If you have at least $15k in your savings, then you’ll definitely want to open a savings account with Discover. They currently have an offer (until 02/28/18) if you deposit $15k you’ll get $150 or $25k for $200. It took only 1 week to receive my bonus from the day I opened the account. Offer Details Deposit/Bonus Amount: $15,000 to get $150 or $25,000 for $200 Expiration: Open by 02/28/18 and deposit by 03/14/18 APY: 1.4% Hard/Soft Pull: Soft Monthly/Termination Fees: No fees and no minimum balance required. Additional Info: Once per lifetime; bonus is considered interest and will be reported on IRS Form 1099-INT. How To Get the Bonus…

  • Highest Interest Rate Savings Accounts APY
    Bank Accounts,  Make Money

    Highest Interest Rate Savings Accounts (5% APY!)

    Most savings accounts we store our money in only have .01-.10%! With an inflation rate of ~2% increase a year, we are actually losing money leaving them in those low-interest savings accounts. I’m also guilty of this until I did some research and found some high-interest savings accounts. They’re even better than most CDs that banks offer! I would recommend opening these accounts if you want to get the most out of your savings while keeping your money liquid/accessible for emergencies. Insight Prepaid Card/Savings Offer Details Interest Rate: 5% APY Minimum Balance: $10 Maximum Balance: $5,000 Hard/Soft Pull: Soft Monthly Fees: None; choose Pay-As-You-Go plan (manage account online for free;…

  • How to Coupon for Cheap or Free Stuff at CVS
    In-store Couponing,  Save Money

    How to Coupon for Cheap or Free Stuff at CVS

    It was during my college years, that I discovered the world of couponing. I didn’t like spending money on hygiene products so I wanted to find ways to get the best deals possible. At the beginning of my couponing journey, my rule of thumb was to aim for at least 50% off the retail price. I would look at the weekly ads every Sunday and keep an eye out for all the BOGO (Buy One, Get One) free deals and try to match it with coupons I found in the Sunday newspaper (BTW, you can use 2 coupons on BOGO sales!). Then one day while searching for deals online, I…

  • Side Hustle Online Selling Tips
    Make Money,  Side Hustles

    17 Tips For Selling Stuff Online

    Throughout my selling venture, I picked up many tips and tricks that can help you in selling items on platforms like OfferUp, Craigslist, Facebook or Letgo. Selling Platforms Pick a popular platform in your location. I have not sold anything on Facebook or Letgo but their platforms are similar to OfferUp and Craigslist from what I’ve seen (post item online and arrange to meet in-person). Depending on which area you live in, one platform might be more popular than the others. You can do a test run if you’re not sure which to pick. It’ll be easier to stick to one platform but if you’re ambitious, post across multiple! I live in…

  • Side Hustle: How I Made Selling My Stuff
    Make Money,  Side Hustles

    How I Made $2,008 Selling My Stuff

    At the end of 2017, I spent 2 months cleaning out my room and selling a bunch of my stuff. I was inspired by all the minimalism documentaries and figured I could make some extra money while I’m at it. Plus, if there’s less stuff, there’s less to think about it. And trust me, I already think enough as it is (my friends can vouch for this).  It was definitely a challenge for me to throw out things that still had some kind of potential use to them. But then I realized that I needed to consider the money I spent was long gone and the likelihood of me using…