• $1,650 Bonus Roundup: PNC, Capital One Venture, Hilton Honors Business Credit Card
    Bank Accounts,  Credit Cards,  Make Money

    $1,650 Bonus Roundup: PNC, Capital One Venture, Hilton Honors Business Credit Card

    Since I’ve been diving into a lot of sign-up offers lately, I wanted to share how I got these bonuses in one post. I’m also including tips and tricks that I’ve picked up along the way (e.g., you don’t need an actual business to get a business credit card!). PNC $200-$300 Checking Bonus Direct link: PNC Offer: Open and use a new, qualifying PNC checking account and earn $300 or $200! Simply establish a qualifying direct deposit and make 10 qualifying purchases with the PNC Bank Visa® Debit Card linked to the new account. Credit card funding: Up to $2,000 with Visa, Discover, or Mastercard Soft or Hard Pull: Soft…

  • October $$ Update! What I Did + Monthly Budget Progress
    Monthly Money Updates,  Retirement

    October $$ Update! What I Did + Monthly Budget Progress

    Where I’m At 62% Investments (Maxed out my 401(k), ESPP, HSA, Roth IRA) 36% Cash (saving for a down payment on a house) Previous update: August/September $$ Update! I have $1,500 in bonus money pending! What I Did With My Money October + $500 statement credit for spending $3k on my Capital One Venture credit card. + $300 bonus from opening a PNC checking and savings account. + $100 Global Entry reimbursement by paying with my Capital One Venture credit card. + Got approved for the Hilton Honors Business credit card. + Got approved for the Barclays Aviator Business credit card. + Opened an Ally checking and savings account. – $155 to…

  • How to Book a Cheap All-Inclusive Vacation: Occidental at Xcaret in Cancun
    Save Money,  Travel Hacks

    How to Book a Cheap All-Inclusive Vacation: Occidental at Xcaret in Cancun

    If you’re looking to book an affordable, all-inclusive vacation then you’ll want to read this post! In order to get the best prices, you’ll want to book sooner rather than later. Discounted room rates are limited and there’s a 15% coupon code you wouldn’t want to miss! I was able to save $300+ per person by booking 8 months in advance. If you’re worried about committing to dates, it comes with free cancellation up to 7 days before check-in. Resort: Occidental at Xcaret Destination (all-inclusive) Location: Playa Del Carmen, QR, Mexico (south of Cancun) Reviews: Tripadvisor Why I chose this place: It’s walking distance to Xcaret and you can get…

  • 11 Tips for Churning Credit Card Bonuses
    Credit Cards,  Make Money,  Travel Hacks

    11 Tips for Churning Credit Card Bonuses

    If the idea of traveling for free appeals to you, then you’ll want to start churning credit cards for their signup bonuses! The idea is once you get the bonus, you cancel the card and then sign up to get the bonus again. Once you’ve accumulated enough bonuses, you can redeem them for flights and hotel stays! As long as you follow each bank’s rules, you should be able to qualify for the bonus. If you’re worried about taking money from these institutions, I assure you the bonus you get is nothing compared to the billions of dollars in revenue they make every year. Now that I have been churning…

  • August/September $$ Update! I have $1,500 in bonus money pending!
    Monthly Money Updates,  Retirement

    August/September $$ Update! I have $1,500 in bonus money pending!

    Where I’m At 63% Investments (Maxed out my 401(k), ESPP, HSA, Roth IRA) 37% Cash (saving for a down payment on a house) Previous update: July $$ Update! What I Did + Monthly Budget Progress What I Did With My Money August + Saved $100 on a pair of new tires. + Opened a Capital One Venture credit card ($500 bonus for travel). Review coming soon! – $511 for car insurance (semi-annual). – $310 on a pair of new tires. – $133 Jetblue tickets to Vegas. September + Saved $492 on my internet bill this year. + Finally closed my Insight and Chase bank accounts. + Started using a Credit Card Tracker to track all…

  • How I Saved $492 on My Internet Bill This Year
    Money Hacks,  Save Money

    How I Saved $492 on My Internet Bill This Year

    If you’re paying more than $50 or even $40 per month on internet service, then this post is for you! With a little bit of time and research, I was able to lower my bill from $70 to $29 per month and that’s AFTER installation and all the fees! That’s a savings of $492 in a year! Here are the steps I went through to get this deal. 1. What speed do you need? Bandwidth is how much data can be downloaded to your device at a given time. It is measured by megabit-per-second (Mbps). For a household that uses Email, web browsing, music, and HD video streaming, this is…

  • I'm on vacation!
    Uncategorized

    I’m on vacation!

    Sorry readers! I’m currently on vacation so there will be no post for the next 2 weeks 🙁 In the mean time, here are some posts you may want to check out: How I Made $2,008 Selling My Stuff How to Coupon for Free Stuff at CVS 5 Tips to Save AND Make Money Shopping Online July $$ Update! What I Did + Monthly Budget Progress How Mint Makes Managing Money Easy How Much Do I Need To Retire at 45? Should I Sell My Car to Save Money? (Cost Estimator) Be back soon! – JJ

  • How to Get a Good Deal on New Tires
    Money Hacks,  Save Money

    How to Get a Good Deal on New Tires

    It has been quite a journey for me to find a good deal on a pair of new tires. After hours of research and multiple phone calls, I found that price matching and asking for a lower price at a chain tire store gave me the best deal. I was able to save $100 (25% off) on a pair of quality branded tires with installation, balance, flat repairs, and lifetime rotations! 1. Determine what tire size you need. You can input your car information here and it will tell you what tire size fits your car but the best place to look is on the tire itself. This will ensure…

  • Chase Sapphire Preferred Credit Card + $625 Bonus for Travel!
    Credit Cards,  Make Money,  Travel Hacks

    Chase Sapphire Preferred Credit Card + $625 Bonus for Travel!

    Chase is currently offering 50,000 bonus points ($625 towards travel or $500 cash back) when you spend $4,000 on purchases in the first 3 months when you open a Chase Sapphire Preferred credit card. The $4,000 may seem like a lot to spend but with a few tricks, you can meet this requirement without having to spend extra money! Read on to find out more. Offer Details Direct link to offer Type: Credit Card Sign-up Offer: Earn 50,000 bonus points when you spend $4,000 in the first 3 months Annual Fee: $0 Introductory Annual Fee the first year, then $95 Purchase APR: 17.74% to 24.74% Variable (if balance is not paid…

  • Are Diamonds Worth it?
    Money Hacks,  Save Money

    Are Diamonds Worth it?

    I’ll be the first to admit. I love diamonds. They’re pretty, sparkly, and glamorous. What’s not to like about them other than the highly marked up price tag? I grew up coveting this beautiful rock hoping that one day I’ll own big enough to blind someone in the eyes. But then I started to ask myself why. Why do I covet this piece of jewelry so much? Why does it cost an arm and a leg for a piece of shiny rock? Why is there so much social pressure to have the biggest rock when you get engaged? So I dug a little deeper and this is what I found…